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goldene cd dsds 2024 Music with Mrs. Dunc | Detroit MI: He predicts that CD yields will trend lower as 2024 unfolds, with the best yields at the beginning of the year. “The Federal Reserve transitioning from hiking rates in 2022 and 2023 to cutting . Further, most Fed members project that two to four rate cuts will occur by the end of 2024. Because CD rates closely follow the fed funds rate, the Fed’s current holding pattern already has .